Definitions for REFINANCE
ˌri fɪˈnæns, riˈfaɪ nænsre·fi·nance

Princeton's WordNetRate this definition:0.0 / 0 votes

1. refinanceverb

   renew the financing of

WiktionaryRate this definition:0.0 / 0 votes

1. refinanceverb

   To renew the terms of a loan.

WikipediaRate this definition:0.0 / 0 votes

1. refinance

   Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, common forms of refinancing include primary residence mortgages and car loans. If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring.

ChatGPTRate this definition:0.0 / 0 votes

1. refinance

   Refinancing refers to the process of replacing an existing loan or debt with a new one under different terms and conditions. Typically, this is done to take advantage of lower interest rates, reduce monthly payments, alter the loan term, switch from adjustable-rate to fixed-rate (or vice versa), or to consolidate various debts into one. Refinancing is commonly used in context of home mortgages, but it can apply to any type of debt.

Matched Categories

1. • Finance

Usage in printed sourcesFrom: 

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How to pronounce REFINANCE?

1. Alex

   US English

   David

   US English

   Mark

   US English

   Daniel

   British

   Libby

   British

   Mia

   British

   Karen

   Australian

   Hayley

   Australian

   Natasha

   Australian

   Veena

   Indian

   Priya

   Indian

   Neerja

   Indian

   Zira

   US English

   Oliver

   British

   Wendy

   British

   Fred

   US English

   Tessa

   South African

How to say REFINANCE in sign language?

Numerology

1. Chaldean Numerology

   The numerical value of REFINANCE in Chaldean Numerology is: 8

2. Pythagorean Numerology

   The numerical value of REFINANCE in Pythagorean Numerology is: 3

Examples of REFINANCE in a Sentence

1. Greg McBride:

   There are not a lot of economic bright spots right now, but one is that with record low mortgage rates homeowners can refinance their mortgages and generate meaningful monthly savings. That savings can shore up their finances and they will end up pumping it back into the economy. Why would you dampen that ?

2. Joel Kan:

   Refinance demand continues to dwindle, as many borrowers refinanced in 2020, and in early 2021, when mortgage rates were around 40 basis points lower.

3. Bjarni Torfason:

   As we go into the second half of the year there is strong incentive to try and refinance if possible because after December 24 it will require complying with risk retention, which is costly, if it is possible to do an economical refinancing before that comes into play then that would be preferable.

4. Jeffrey Ross:

   The risk factors seem to be focused on - none hit on all of the potential risks - that there may be an impact on the results of operations of the issuer, if, for example, they have a significant UK business that could be impacted by changes in exchange rates for the British pound, a couple of offering memorandums focus on the ability to access the capital markets and some risk factors call out that could not only impact the results of operations of the company, but may also impact the debt and equity capital markets and a company's ability to refinance.

5. George Raitu:

   [ Low interest rates ] have helped homeowners refinance and save money, while simultaneously making it easier for first-time buyers to afford a home.

Popularity rank by frequency of use

References

1. ^ Princeton's WordNet
   http://wordnetweb.princeton.edu/perl/webwn?s=REFINANCE
2. ^ Wiktionary
   https://en.wiktionary.org/wiki/Refinance
3. ^ Wikipedia
   https://en.wikipedia.org/wiki/Refinance
4. ^ ChatGPT
   https://chat.openai.com
5. ^ Usage in printed sources
   https://books.google.com/ngrams/graph?content=REFINANCE